Chapter 13
Denver, Colorado, Chapter 13 Bankruptcy Lawyers
SHARON W. GROSSENBACH, Attorneys at Law
The attorneys at the law office of Sharon W. Grossenbach, Attorneys at Law, work exclusively in the area of consumer bankruptcy law. Sharon W. Grossenbach has more than 30 years experience and is a board certified bankruptcy lawyer. Her associate attorneys and staff all have substantial bankruptcy experience. When you hire the Law Firm of Sharon W. Grossenbach for bankruptcy representation, you are getting the best most experienced team of bankruptcy professionals available.
If you need help now, contact our Denver Chapter 13 bankruptcy lawyers for a free initial consultation.
What is Chapter 13 Bankruptcy?
Chapter 13 it is designed for people who are in a situation where they are unable to pay all their monthly bills in full each month, but still have enough income to take care of themselves and their family's necessary expenses, or have suffered a temporary loss of income due to unemployment, medical problems, or other set backs, but are now earning enough to afford their necessary monthly expenses, but are unable to afford to "catch up" on secured or priority obligations. A Chapter 13 will allow you to cure missed payments on necessary items you need (such as house and car). Under a Chapter 13, most of your unsecured debt is usually wiped out upon completion of the plan, as you only pay a portion of it based on what you can afford. A Chapter 13 will stop a pending foreclosure or repossession, and allow you to catch up missed payments through the plan over three to five years.
Chapter 13 bankruptcy differs from Chapter 7, because it is a form of debt reorganization. It obligates a person to make a monthly payment under a personalized repayment plan, the bulk of which normally goes to secured and priority creditors. Under Chapter 13, a person only pays a portion of the unsecured debt based on the ability to pay.
Chapter 13 is ideal if you:
Helping Achieve Your Debt Relief Goals
Our Denver Chapter 13 bankruptcy lawyers will meet with you to understand your overall financial situation and will discuss your goals and expectations in filing for bankruptcy. We will work with you to outline a financial plan that takes into account your income and living expenses. We are committed to helping you achieve debt relief and start on the path towards financial freedom. We can let you know what bankruptcy can and can't do for you, and make sure it is the best option available to you. Bankruptcy should always be the last resort- if we feel it is not in your best interest or that you don't need to or shouldn't file, we will tell you so. If it is good option for you, we will help you through the entire process to successfully achieve your goals
Our Law Firm also offers emergency filing for situations where time is of the essence such as garnishment, repossession or foreclosure, assuming the minimum requirements for filing have been met.
Contact a Certified Bankruptcy Attorney
Contact a bankruptcy lawyer today at Sharon W. Grossenbach, Attorneys at Law. We offer free initial consultations and charge a flat fee for our bankruptcy services. Monthly payment plans are available (with only a portion plus filing fee required down to file). We allow payments for the remaining balance to be made after the case is filed (as opposed to waiting to file your case until you have paid in full).
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
