Denver, Colorado, Chapter 7 and Chapter 13 Bankruptcy Lawyers
SHARON W. GROSSENBACH, Attorneys at Law

The lawyers of Sharon W. Grossenbach, Attorneys at Law, focus exclusively on representing clients in need of debt relief. Principal attorney Sharon W. Grossenbach has more than 30 years experience guiding clients through the bankruptcy process. The firm's experience is invaluable when you need answers to important questions, such as:

When should you file for bankruptcy?

There are no strict rules for determining the best time to file for bankruptcy. It largely depends on your specific financial situation and needs. For example, if you are facing foreclosure, it may be better to file sooner so you can keep your home. In order to stop a foreclosure sale and cure the arrears through the plan, you MUST file prior to the actual sale date. In other situations, waiting to file may be a better option. There are many factors which must be taken into consideration to determine the best time to file for your particular situation. But do not exhaust your retirement account or pension funds to continue paying unsecured debts (such as credit cards and medical bills), as retirement accounts, such as 401Ks, as well as pensions or deferred compensation plans, are exempt (which means they are protected from the bankruptcy Trustee and your creditors). While it is honorable to try to pay your debts, do not liquidate your personal or real property to do so. Bankruptcy will get rid of your unsecured debts and usually allows you to keep all your property.

Helping You Make an Informed Decision

Our Denver bankruptcy lawyers will take time to thoroughly review your situation to determine if bankruptcy is right for you. If so, we will help to determine the best time for you to file bankruptcy, based on several factors. We will explain how bankruptcy will affect your home and car ownership, and everything else involved with filing for bankruptcy so you can make educated decisions about your path toward financial relief.

Contact a Certified Bankruptcy Attorney

Talk to a bankruptcy lawyer at the Denver law office of Sharon W. Grossenbach, Attorneys at Law, to answer your questions about filing for bankruptcy. Contact us today for a free initial consultation. We charge a flat rate fee for our bankruptcy services, and payment plans are available.