Bankruptcy Overview

Denver, Colorado Bankruptcy Attorney SHARON W. GROSSENBACH Attorneys at Law

There are many different reasons why people file for consumer bankruptcy but the common thread is financial stress – it may be caused by credit card debt, divorce, loss of employment, medical bills, or psychological problems.

At Sharon W. Grossenbach, Attorneys at Law we have encountered people experiencing all different types of financial stress. Our Denver bankruptcy attorneys understand that filing for bankruptcy is embarrassing and oftentimes a last resort for people.

We think that if you have some idea of what happens when you come to see us you may feel more comfortable contacting us to help you file for bankruptcy.

There is a big difference between filing for consumer bankruptcy under Chapter 7 as opposed to Chapter 13. Chapter 7 is a form of debt relief that eliminates many unsecured debts. Chapter 13 is a form of debt re-organization that enables you to repay all or part of your obligations based on your ability to pay, thereby allowing you to keep your financial promises.

Our Process

Our female bankruptcy lawyers make three appointments with clients prior to filing the bankruptcy petition. The first is the free initial consultation which we use as an opportunity to find out your overall financial situation and to see whether bankruptcy is in your best interest. The best thing for you to do is be prepared with your financial documents so we can assess the situation and be able to provide solid advice about what options are available to you. At the second appointment we verify the accuracy of your asset information as required under the new bankruptcy laws. At the third appointment, you sign the final case we have prepared.

Prior to filing, you will be required to attend a credit counseling course under the new bankruptcy laws. We then process your paperwork and file your petition with the bankruptcy court. You are then required to go the Meeting of Creditors where the bankruptcy trustee will review the petition. If there are no creditor or Trustee objections, and you have completed you required debtor education course, the court will issue an order discharging most of your unsecured debts in about 90 days.

Our Denver bankruptcy attorneys help over a thousand people each year file for bankruptcy. With over 28 years of experience in bankruptcy law, woman lawyer Sharon W. Grossenbach is well-equipped to work with you at every step so that you understand what bankruptcy is all about.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. Contact a Bankruptcy Lawyer today.

Free initial consultation.
Evening and weekend appointments are available.